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Home Selling Workshop!

Top 4 Most Commonly Used Loan Types

1 VA (Veterans Affairs) – A VA Loan is a great choice for anyone that qualifies. You’ll need to have VA eligibility for this one but it offers a Zero Down option which is really nice! With this option, it’s possible to buy a house with less than $1000 out of pocket!

Note: I am a MRP (Certified Military Relocation Professional)! Contact me with all of your Military Relocation or VA questions!


2 Conventional – Probably the most common, a conventional loan offers several down payment options as low as 3%. This is a great loan for someone that wants instant equity and can put down some money to make that happen.


3 USDA (Rural Development Loan) – This is a commonly used loan type for First Time Home Buyers (not limited to only 1st time though so don’t shy away if you’ve purchased a home previously!), or that wish to have NO down payment. This is a zero down option but it does have an income CAP & some location restrictions since it is a rural development loan. (Most areas in SOMD are ok but double check with me regarding the area that you wish to purchase in just to be sure.) More heavily populated areas don’t qualify.


4 FHA – This option is used a bit less but offers a down payment as low as 3.5% and has the most flexible minimum requirements.


Resources:

All loan options have minimum requirements and qualification
guidelines. You must apply and go through the pre-approval
process to determine your eligibility for any of these loan types.
The process is pretty quick and simple so contact me for a list of
the best loan officers serving Southern Maryland

Christina Porter Wolfrum
http://www.ChristinaWolfrum.com

Christina Porter Wolfrum

Cell #: 240.587.1687

Alt office #: 410.535.6291

Email: CPWolfrum@Gmail.com

Website: http://www.ChristinaWolfrum.com

ChristinaWolfrum.com | Copyright© 2019 | All Rights Are Reserved

About Christina Porter Wolfrum

Hey there! I'm Christina. I'm so glad that you've stopped by today. I'd love to talk to you about your next move. Call, text, or email me to setup a time to chat. Talk soon!

Cell #: 240.587.1687
Alt office #: 410.535.6291
Email: CPWolfrum@gmail.com
Website: www.ChristinaWolfrum.com

Client Love

Betty

She goes above and beyond to sell a house. Her knowledge of selling homes is very impressive. I would highly...

Betty

Christina Porter Wolfrum
5
2016-05-03T18:05:39-04:00

Betty

She goes above and beyond to sell a house. Her knowledge of selling homes is very impressive. I would highly recommend her as a realtor.

Jennifer

Christina stuck with us through having a failed septic she made us feel confident that we would be able to...

Jennifer

Christina Porter Wolfrum
5
2016-05-03T18:07:52-04:00

Jennifer

Christina stuck with us through having a failed septic she made us feel confident that we would be able to still sell our home in a timely manner she was very diligent during the process of selling our first home.

Marcia

Christina listened to our needs and wants and helped make our dreams reality. We will definitely use her again in...

Marcia

Christina Porter Wolfrum
5
2016-05-03T18:24:44-04:00

Marcia

Christina listened to our needs and wants and helped make our dreams reality. We will definitely use her again in the future. She is extremely knowledgeable and always keeps your best interest in mind.

Shane & Anna

Christina is a wonderful agent and possesses all the necessary qualities of someone you want on your side for the...

Shane

Christina Porter Wolfrum
5
2020-01-11T19:42:38-05:00

Shane

Christina is a wonderful agent and possesses all the necessary qualities of someone you want on your side for the big day. She comes prepared to each viewing and takes the time to learn her clients needs. This all occurs while she manages a household of 4 at home and attends  to her clients every need. Some of her flagship attributes are: patience, confidence, and most importantly, her an incredible sense of humor. I can't tell you how many times my wife and I laughed while viewing a home or talking with Christina on the phone. There were times I forgot we hired her as our agent because the relationship grew quickly from strictly business to more personal interactions. One of my favorite attributes above is her confidence. As a buyer, I wanted to know that before I placed an offer on a home, it was valued correctly. Christina was honest always. If I thought a house was overpriced and she disagreed, she told me - and vice versa. No passiveness or beating around the bush - concise and frank. Thank you Christina - if we ever decide to move from this home, you know we'll call you to be our agent.
4
Christina Porter Wolfrum
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